Privacy Policy for Expense Tracker App

Welcome to Expense Tracker, a personalized expense-tracking application designed to help you manage your finances efficiently. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our mobile application ("App"). By using the App, you agree to the terms outlined in this policy. If you do not agree, please do not use the App. 

Information We Collect 

 

Personal Information 

We may collect the following personal information when you use the App: 

 

Account Information: Name, email address, and password (if you create an account). 

Transaction Data: Details about your financial transactions, such as amounts, dates, and categories (e.g., Groceries, Transport, Apparel), which you manually enter. 

 

Payment Information: If you link payment cards, we collect limited information (e.g., card type, last four digits) through secure third-party payment processors. We do not store full card details. 

Savings Plan Data: Information about budget plans or savings goals you create within the App. 

 

Non-Personal Information 

We may collect non-identifiable data, including: 

 

Usage Data: Information about how you interact with the App, such as pages visited, features used, and time spent. 

 

Device Information: Device type, operating system, unique device identifiers, and IP address. 

Analytics Data: Aggregated data on expenditure trends (e.g., daily, monthly, or yearly statistics) to improve App functionality. 

 

How We Use Your Information 

 

We use your information to: 

 

Provide core App features, such as tracking expenses, categorizing transactions, and generating expenditure statistics. 

  • Enable you to create, edit, and manage budget plans. 
  • Enhance user experience through personalized insights and recommendations. 
  • Ensure security, such as PIN protection for sensitive features. 
  • Analyze usage patterns to improve the App’s performance and design. 
  • Communicate with you about updates, new features, or support-related matters. 
  • Deliver personalized advertisements through Google Ads to support ad-based revenue for the App. 

 

How We Protect Your Information 

We prioritize your privacy and implement the following measures: 

 

Encryption: All sensitive data, such as transaction details and PINs, is encrypted during transmission and storage. 

 

Access Controls: Access to your data is restricted to authorized personnel only. 

 

Third-Party Security: We use reputable third-party services for payment processing, analytics, and advertising (e.g., Google Ads), ensuring compliance with industry standards. 

 

Regular Audits: We conduct regular security audits to identify and address vulnerabilities. 

 

Information Sharing 

 

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following cases: 

 

Service Providers: With trusted third-party providers (e.g., payment processors, cloud storage, analytics, or Google Ads services) who assist in operating the App, bound by strict confidentiality agreements. 

 

Legal Requirements: If required by law, regulation, or legal process, we may disclose your information to comply with legal obligations. 

 

Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity, with continued protection under this policy. 

 

Cookies and Tracking Technologies 

The App may use cookies or similar technologies (e.g., device identifiers) to collect usage data, improve functionality, and serve personalized ads through Google Ads. You can manage cookie preferences through your device settings, though disabling them may affect certain features, including ad delivery. 

 

Children’s Privacy 

The App is not intended for children. We do not knowingly collect personal information from children. 

 

Changes to This Privacy Policy 

We may update this Privacy Policy to reflect changes in our practices or legal requirements. We will notify you of significant changes via email or in-App notifications. The updated policy will be effective upon posting, with the "Last Updated" date revised. 

 

Contact Us 

If you have questions, concerns, or requests regarding this Privacy Policy, please contact us at: 

Email: khanmuhammadadnan899@gmail.com 

 

By using the Expense Tracker App, you acknowledge that you have read and understood this Privacy Policy. 

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